24-hour loans
Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. Compare Moneyboat loans.
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
24 hour loans
A 24-hour payday loan is funding that’s designed to help you with unforeseen, emergency expenses and could be deposited into your bank account within 24 hours of applying online. Being unable to pay for these unexpected costs before payday is more common than you might think. Moneyboat offers a tailored, flexible loan at competitive interest rates, where new customers could borrow from £200 to £800.
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. Compare Moneyboat loans.
Simple
Apply for a loan hassle-free with an easy application process.
Direct
Get the money you need sent directly to your bank.
Fast
Funding can be released to our approved customers within 15 minutes.*
Reliable
Free application process with transparent borrowing charges.
What is a 24-hour loan?
A ’24-hour’ loan can be a bit of a confusing term because it could have a few different meanings – it could mean that you could get the loan within 24 hours of applying for it, it could mean that you can apply for the loan at any time of day from 24/7 payday loan companies. It could also mean that you can pay back the loan within 24 hours of receiving it. At Moneyboat, a 24-hour loan is a short-term loan that could be deposited into your nominated bank account within 24 hours of submitting a successful application.
Get instant 24-hour loans with zero fees from Moneyboat
Surprise expenses do arise and that’s when 24-hour loans can sometimes help you out. For example, a broken boiler, unexpected car repairs or a surprise invoice. These things often crop up when you least expect them and sometimes you might not be able to afford them right away. Here at Moneyboat, we provide a short-term loan that could see the cash you need arrive into your account within 24 hours. How quickly you can receive the money depends on us being able to work with you efficiently. Following our easy online process, you will usually get a same-day decision about whether your application has been accepted. Once you’ve signed your loan agreement, the cash will be transferred to your UK bank account ASAP. This process is most often quick and straightforward, but we can’t always guarantee that it will happen within 24 hours.- Our company is authorised and regulated by the FCA
- We are UK Direct Lenders
- Funding released to our customers every 15 minutes
- Pay no money to apply
- Smart approval means decisions are never just based on a credit check
Trusted Direct Lender
We directly lend payday loans to our customers without involving any brokers.
Multiple Borrowing Options
Approved new customers could borrow £200-£800, and existing customers could borrow up to £1,500 upon passing credit and affordability checks.
No Guarantor Needed
You don't need a guarantor to apply for our payday loan, as we provide an affordable loan solution based on your financial requirements.
Friendly Advisors
Our experienced team is here to help you with any questions you may have throughout the application process.
Moneyboat's service is rated Excellent
How to apply for a 24-hour loan with Moneyboat
Click on the “Apply Now” button and fill in our free and easy, online application form.
We'll then carry out credit and affordability checks.
Sign and send back your loan agreement which will be sent to you via email subject to approval.
Receive your cash directly into your UK bank account
24-hour loan advantages
Applying for a 24-hour loan can be quick and easy and can be done online.
Once you are approved, you can often have the money in your account within hours or even minutes of approval.
Loan repayments can be spread over several instalments to suit you, and you can borrow any amount between £200 and £800 as a new customer, up to £1,500 as an existing customer.
We consider lending to people who have been rejected for bank loans and credit cards, provided they meet our lending criteria.
24-hour loan disadvantages
A 24-hour loan can be convenient and relatively easy to get. As a result, they are also more expensive than some other types of credit.
Interest rates can be high, and charges and fees are often added for a late payment.
24-hour payday loan lenders also tend to offer smaller loan values than banks and other personal loan providers who allow repayment over a longer period. Therefore, quick loans might not be suitable for you if you need to access more than £1,500.
Can I get free financial advice in the UK?
If you are struggling with your finances or not sure where to start, there are many options offering free advice. Below companies are authorised by the FCA and offer free financial advice:
MoneyHelper: Government service offering free financial advice by chat, WhatsApp or phone
National Debtline: Free and independent debt advice by phone or chat
FinancialAdvice.co.uk: Free debt advice by phone
StepChange: Free debt advice by app or phone
Shelter: Free advice on debt, housing and healthcare by phone and chat
Other resources for help with debt:
How can I make a complaint?
Please take a look at our Complaints Procedure page or contact our friendly customer support by mail or phone.
Representative Example
Based on the last working day of each month
Interest rate 288.35% pa (fixed) Representative 1,267.9% APR
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Representative Example: Borrow £400 for 4 months, 4 monthly repayments of £156.09. Total repayment £624.34, interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%.
Compare payday loans.
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.