Money and borrowing help
Do you need a guarantor?
If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a close family member or friend who is willing to repay the loan if you are unable to do so for any reason.
Top tips on how to pay off debt quickly
Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are able.
Can you get a payday loan with no bank account?
Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one.
All about fintech and Payday loans
Hot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or ‘fintechs’.
Getting back on the road: Funding options for car repairs
When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or all of the above, when your car is out of action, you need to get it fixed as quickly as possible.
Three Things to Consider When Applying for a Payday Loan
Applying for payday loans online is pretty straightforward, but that doesn’t mean you can afford to take your eye off the ball. There are several things you need to be aware of when filling in an application for a payday loan and it pays to be prepared. Here’s a simple guide to the three most important factors to consider, to help you get your application right first time.