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Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Monthly budgeting tips

Money saving tips and hacks

Effective monthly budgeting tips - How to make your money go further each month

Putting in place an effective budget and sticking to it each month can make an enormous difference to your life. It may seem like a headache to have to spend time working out a budget, but it really is one of the best ways to help free yourself from debt, improve your credit rating and, ultimately improve your opportunities. The Moneyboat team looked over some key options and put them together for you here!

Fintech and payday

Money and borrowing help

All about fintech and Payday loans

Hot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or ‘fintechs’.

Back on the Road

Money and borrowing help

Getting back on the road: Funding options for car repairs

When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or all of the above, when your car is out of action, you need to get it fixed as quickly as possible.

Tradesman

Money saving tips and hacks

How to Find a Tradesman

We’re all familiar with that sinking feeling you get when something goes wrong in your home and needs fixing. There’s the uneasy feeling that comes with the safety, warmth and security of your home being compromised, which is bad enough. On top of this, there’s the worry that you will have to find a tradesperson to deal with it.

Payday loan considerations

Money and borrowing help

Three Things to Consider When Applying for a Payday Loan

Applying for payday loans online is pretty straightforward, but that doesn’t mean you can afford to take your eye off the ball. There are several things you need to be aware of when filling in an application for a payday loan and it pays to be prepared. Here’s a simple guide to the three most important factors to consider, to help you get your application right first time.

Car repairs

Money saving tips and hacks

Tips for avoiding winter car repairs

When it comes to financial planning, something many people don’t consider is taking steps to prevent emergency costs from occurring. As short-term lenders, we are used to borrowers coming to us to meet unexpected costs that can’t wait until payday. One of the most common is car repair expenses.

Open banking

Money saving tips and hacks

What is Open Banking?

Can Open Banking Help Consumers Keep Their Finances on Track? Moneyboat explores this new phenomenon.