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Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Wooden blocks spelling out GUARANTOR

Money and borrowing help

Do you need a guarantor?

If you’re struggling to be accepted for a loan because you have a poor credit record, you may want to consider a guarantor loan. These are loans that you take out with the help of a close family member or friend who is willing to repay the loan if you are unable to do so for any reason.

Halloween pumpkin bucket with treats and decorations spilling out

Money saving tips and hacks

Cheap Halloween Ideas

Over the past decade, Halloween has become something much bigger than it used to be in the UK. It seems we have added Halloween to our list of holidays that require mass participation and mass spending.

Tech awards announcement 1

In the press

Technology Team of the Year Award shortlisting

It’s officially awards season and we’re celebrating another fantastic year of achievements here at Moneyboat. The news that our incredible tech team has been shortlisted in the Technology Team of the Year category at the Credit and Collections Technology Awards is all we can talk about in the office (and over Slack, of course!)

Trust Pilot

In the press

Moneyboat Customer Reviews

The Moneyboat reviews that we receive from our customers are extremely important to us. The feedback we receive from our borrowers drives everything we do. We are always striving to offer the very best customer service and Moneyboat reviews help us to achieve this goal.

Green and Orange Health and Wellness Blog Banner

Money and borrowing help

Top tips on how to pay off debt quickly

Taking out a loan is a financial commitment and it pays to take that seriously. Although, as a borrower, you agree to a loan term with their lender at the point of taking out the loan, you can often repay faster if you are able.

Payday loan no bank account

Money and borrowing help

Can you get a payday loan with no bank account?

Getting a fast loan when you don’t have a bank account can be very difficult. Most lenders require borrowers to have a bank account for several reasons and you are unlikely to be approved for a fast cash loan without one.

Simple Classy Valentines Poster

Money saving tips and hacks

How to enjoy Valentine's Day on a budget

Since the day of chocolates and roses is almost approaching, how much attention should we all really be paying to the pressure to dig deeper into our wallets? Fancy jewelry, lavish bouquets or boxes of expensive chocolates are all sweet and lovely – but can they be pulled off on a budget? Moneyboat investigates!

Monthly budgeting tips

Money saving tips and hacks

Effective monthly budgeting tips - How to make your money go further each month

Putting in place an effective budget and sticking to it each month can make an enormous difference to your life. It may seem like a headache to have to spend time working out a budget, but it really is one of the best ways to help free yourself from debt, improve your credit rating and, ultimately improve your opportunities. The Moneyboat team looked over some key options and put them together for you here!

Fintech and payday

Money and borrowing help

All about fintech and Payday loans

Hot on the heels of the stricter regulations brought in by the Financial Conduct Authority (FCA) came a whole new set of online payday lenders. These businesses are less like the old guard, such as Wonga and QuickQuid and more resemble financial technology firms, or ‘fintechs’.

Back on the Road

Money and borrowing help

Getting back on the road: Funding options for car repairs

When it comes to putting the brakes on life, nothing does the job quite like a broken-down car. Whether you need the car to get to work, take the kids to school, do the shopping, visit family and friends or all of the above, when your car is out of action, you need to get it fixed as quickly as possible.

Tradesman

Money saving tips and hacks

How to Find a Tradesman

We’re all familiar with that sinking feeling you get when something goes wrong in your home and needs fixing. There’s the uneasy feeling that comes with the safety, warmth and security of your home being compromised, which is bad enough. On top of this, there’s the worry that you will have to find a tradesperson to deal with it.