Blog
Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.
Talking About Money
Talking about money can be a sensitive topic for many people, and there are many reasons why people might not be comfortable talking about money.
More healthcare workers using short-term loans
With the cost of living continuing to rise and wages failing to keep up, more and more healthcare workers are using short-term loans to meet unexpected costs.
Our ultimate guide to reuse, recycle, repair
We’ve researched the easiest, most effective ways to reuse, recycle and repair your old things and we’re going to share these insights with you here, so dig out the super glue and the needle and thread and read on!
What is cybercrime?
As the Met Police’s recent Operation Elaborate initiative illustrated, fraudsters are constantly upping their game. It’s up to all of us to get savvy and protect ourselves from this ever-evolving threat.
9 ways to have the ultimate cheap night out
With a few clever hacks and a little more pre-planning, we think you can still have an amazing night out on a budget. Read on for our tips and tricks to save you cash when eating, drinking and dancing the night away!
Can your name affect your earning potential?
“A name is a powerful thing. It sets one apart and gives significance,” said author Jessica Khoury. However, are names powerful enough to dictate how wealthy we will be when we grow up?
Try the No Spend Challenge
Over the past few decades, we’ve all become so very good at consuming. Many of us buy new things so often that we barely notice we’re doing it. Over the past 20 years, the rise of fast fashion, discount supermarkets and online shopping have made it easier to justify blindly consuming. It’s no good for the environment and it’s no good for our bank balances.
If women designed money
Moneyboat delves into this gender gap between male and female figures on money, breaks this down to see which countries have the largest discrepancy, and offers an insight into which famous faces we may see grace banknotes if women designed money.
What is a logbook loan?
As well as payday loans, overdrafts, credit cards, and other short-term forms of personal credit, you may have come across the term ‘logbook loan’. Borrowing money against the value of your car may sound interesting, but what exactly are logbook loans and are they ever worth considering?
What's a loan shark?
A startling piece of research has just been published by the Centre for Social Justice (CSJ), which found that as many as 1.08 million people in the UK are currently borrowing from illegal lenders, also known as ‘loan sharks’, when they are unable to find short-term loans or other more sensible alternatives.
What you need to know about individual voluntary arrangements (IVAs)
When a consumer gets into debt they can't afford to repay under the terms of their loans, they have a few options to consider. Most of us are aware of bankruptcy as a last-ditch solution to debt problems, but fewer of us are familiar with individual voluntary arrangements, or ‘IVAs’.
Moneyboat wins another prestigious Credit Award
The last 12 months have been incredible here at Moneyboat. We’ve seen lending levels soar, while our first missed payment rate has plummeted, and we’ve already been named Responsible Lender of the Year. Now, we have another award to add to this list. We’ve been named the winners in the Consumer Credit Team of the Year category at the ‘Oscars of the credit industry’, Credit Strategy’s Credit Awards.